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Application Fee .......................................................................$500
Legal
Expenses ...................................................................$15,000
This includes
all contract preparation; surrogate selection and monitoring;
escrow account supervision; final preparation of the adoption
decree, and any other legal work necessary to ensure that
the adoption and/or termination of parental rights (if in
the IVF/ET program) is successful. If legal work is necessary
outside of Indiana, we may need an attorney in that state
also represent you, in which case there might be additional
legal fees.
Medical
Expenses .........................................................$500
- $15,000
This includes
physical exams and sperm count of the father; physical exam,
HSG test (if necessary), insemination/embryo transfer, prenatal,
delivery, postpartum care for the surrogate. Medical costs
will vary greatly depending on how comprehensive the surrogate's
health insurance policy is, or if she even has one. If she
does not, you must purchase a policy for her. YOU ARE RESPONSIBLE
FOR ANY EXPENSES NOT COVERED BY HER INSURANCE.
Advertising/Administrative
Expenses ................................$5,000
$5000
is about what SMI pays per woman made available to you. If
for some reason you need to select a second surrogate, you
are charged a reduced ad fee of $2500. If your surrogate
does not pass the psychological testing and you select
someone else, no additional fee is charged. This fee also
includes the
administrative costs of our program [all phone calls (our
toll free number is provided), regular mailings, faxes,
etc.]
Psychological
Fees ................................................................$1,600-2,000
These
are the costs for the psychological evaluation and testing
that the surrogate (and her partner if she is involved with
someone), will undergo once she is selected. Also
included is consultation during and after the pregnancy, if
necessary.
Miscellaneous
Surrogate Benefits .................................$750 -
$2,000
This includes
a $500 maternity clothing allowance; a $100,000 term life
insurance policy which must be taken out on the surrogate
(costs about $150); travel expenses to/from Indianapolis and
one of several different cities for the medical procedures; a $100 daily allowance to
compensate the surrogate for such things as lost wages, child
care, meals, etc.; and attorney's fees for the surrogate's
attorney ($300-$500).
Surrogate's
Fee .............................................................$0
- $20,000
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Total
approximate expenses, then, will be as little as about
$25,000 (if the surrogate is not charging any fee and has
insurance, which is very unlikely), or as much as $70,000
(if she is asking for $20,000 and does not have insurance,
which also is unlikely). The average total cost,
including everything above for the AI program, is around
$50,000, and for the IVF/ET program around $60,000. As a
general guide, you can figure on at least $35,000 in
expenses (includes everything except the surrogate's fee,
and assumes a successful pregnancy within the first two
tries). If you are participating in the IVF/ET program (or
if you have selected an egg donor), the medical expenses may
be significantly higher if you try repeated fresh transfers.
Your insurance might cover some of these expenses, as well
as some of my fees. These costs are intended as a guideline
only. The actual costs may or may not exceed these figures.
The legal fees, advertising costs, and psychological
expenses are guaranteed not to increase once you have signed
a contract, and if you withdraw from the program for any
reason prior to your surrogate signing the contract, the
legal fees are refunded in full.
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