| Legal
Expenses ...................................................................$12,500
This includes
all contract preparation; surrogate selection and monitoring;
escrow account supervision; final preparation of the adoption
decree, and any other legal work necessary to ensure that
the adoption and/or termination of parental rights (if in
the IVF/ET program) is successful. If legal work is necessary
outside of Indiana, we may need an attorney in that state
also represent you, in which case there might be additional
legal fees.
Medical
Expenses .........................................................$1000
- $15,000
This includes
physical exams and sperm count of the father; physical exam,
HSG test (if necessary), insemination/embryo transfer, prenatal,
delivery, postpartum care for the surrogate. Medical costs
will vary greatly depending on how comprehensive the surrogate's
health insurance policy is, or if she even has one. If she
does not, you must purchase a policy for her. YOU ARE RESPONSIBLE
FOR ANY EXPENSES NOT COVERED BY HER INSURANCE.
Advertising/Accounting
Expenses ................................$3,500
$3000
is
about what SMI pays per woman made available to you, and $500
is a one time accounting charge to cover the costs of all
phone calls, mailings, faxes, etc. If for some reason you
need to select a second surrogate, you are charged a second
ad fee. If your surrogate does not pass the psychological
testing and you select someone else, no additional fee is
charged.
Psychological
Fees ................................................................$1800
These
are the costs for the psychological evaluation and testing
that the surrogate will undergo once she is selected. Also
included is consultation during and after the pregnancy, if
necessary.
Miscellaneous
Surrogate Benefits .................................$750 -
$2,000
This includes
a $500 maternity clothing allowance; a $100,000 term life
insurance policy which must be taken out on the surrogate
(costs about $150); travel expenses to/from Indianapolis and/or
Lexington, KY, for the AI program, or one of several different
cities if in the IVF/ET program; a $100 daily allowance to
compensate the surrogate for such things as lost wages, child
care, meals, etc.; and attorney's fees for the surrogate's
attorney ($300-$500).
Surrogate's
Fee .............................................................$0
- $20,000
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Total
approximate expenses, then, will be as little as about $15,000
(if the surrogate is not charging any fee and has insurance,
which is very unlikely), or as much as $50,000 (if she is
asking for $20,000 and does not have insurance, which also
is unlikely). The average total cost for the artificial insemination
program is around $40,000. The average total cost for the
embryo transfer program without an egg donor is around $45,000,
and around $50,000 with an egg donor. As a general guide,
you can figure on at least $20,000 in expenses (includes everything
except the surrogate's fee, and assumes a successful pregnancy
after the first procedure). Your insurance might cover some
of these expenses, as well as some of my fees. These costs
are intended as a guideline only. The actual costs may or
may not exceed these figures. The legal fees, advertising
costs, and psychological expenses are guaranteed not to increase
once you have signed a contract, and if you withdraw from
the program for any reason prior to a contract being signed
with your surrogate, the legal fees are refunded in full.
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