Financial & Legal Comparison of Options

A full service agency.

We coordinate all medical, travel, and legal procedures.

Key

AI–artificial insemination;

IVF/ET–in vitro fertilization/embryo transfer

IVF/ED– in vitro fertilization/egg donor (where the donor’s eggs are combined with our client’s sperm, and the embryos are transferred to a surrogate)

AID–artificial insemination by donor (where both H and W are infertile)

ED–egg donor (not involving surrogacy, but where the wife can carry a child, but is not ovulating)

H–husband; W–wife; S–surrogate

Option

Geneti-
cally Related

Who
Carries Child?

Who
Adopts?

Avg.
Total Expenses
1

Legal
Fees
2

Sur.
Fee
3

Medically
Compli-
cated

Legally
Compli-
cated

AI

H–yes
W–no
S –yes

S

H–no
W–yes

$70,000

$15,000

$15,000

No

Usually
Not

IVF/
ET

H–yes
W–yes
S–no

S

H–no
W–no

$80,000

$15,000

$15,000

Yes

No

IVF/ED

H–yes
W–no
S–no

S

H–no
W–yes

$85,000

$15,000

$15,000
$5,0004

Yes

No

AID

H–no
W–no
S–yes

S

H–yes
W–yes

$60,000

$15,000

$15,000

No

5
No

ED

H–yes
W–no

W

H–no
6W–no

$20,000

$2,500

N/A

ED
fee–

$5,000

Yes

No

     

1 These figures represent an average total cost, including all expenses, but assume two things: 1) that your surrogate is charging $15,000 for her fee and has insurance which covers the pregnancy, and 2) that your surrogate conceives within the first 2 AI attempts or on the first IVF/ET or IVF/ED attempt. Total actual fees depend, of course, on the location of your surrogate, how many tries it takes before she conceives, her fee, etc.

 

2 The legal fees, as explained in the accompanying information, are divided into 2 parts with the initial $10,000 withdrawal coming after you sign a contract with your surrogate, and the remaining $5000 90 days after that contract is signed.

 

3 Most surrogates ask for around $15,000, although from time to time we see somewhat higher or lower fees. ,and if your surrogate is carrying multiples, the typical fee is around $20,000. If you select a surrogate who is charging more than this amount, you would add the difference to the total cost of the program. You will know this information prior to selecting her. Your surrogate’s fee is deposited with SMI within 5 days after she conceives.

 

4 Egg Donor’s fee + expenses.

 

5 AID surrogacy is generally difficult to do unless you and your surrogate are from the same state. If you are, then the procedures are treated the same as any other traditional adoption.

 

6 Even though with an egg donor only, the wife is not biologically related to the child, the law presumes that a woman who delivers a child is the child’s mother, and we need not pursue any court action because of this.